Rs. 80 per Rs. 1000 of Basic Sum Assured for each completed year till the end of the policy term
You can choose Sum Assured as per the need in future to fulfil your child's dream
Choose Maturity Age to cover various needs like Education, Marriage and other needs of your Child.
| Minimum | Maximum | |
| Age at Entry | 30 Days (after birth) | 13 Years |
| Term | 5 Years under Single Premium | 25 Years |
| 10 Years under Limited Premium | ||
| Sum Assured | Rs. 2,00,000 | No Limit |
| Limited Premium Paying Term | 5, 6 and 7 Years | |
| Single Premium | ||
Premium Waiver Benefit Rider is available
It can be opted anytime during the minority of the child, provided the outstanding premium paying term is at least 5 years
Guaranteed Additions
Rs. 80 per Rs. 1000 of Basic Sum Assured for each completed year till the end of the policy term
Maturity Benefits
Basic Sum Assured and accrued Guaranteed Additions
It can be taken in lumpsum or in installments
Death Benefits
| Premium Payment | Option | Sum Assured on Death is Higher of |
| Limited Premium Payment | Option I | 7 times of Annualised Premium |
| Basic Sum Assured | ||
| Option II | 10 times of Annualised Premium | |
| Basic Sum Assured | ||
| Single Premium Payment | Option III | 1.25 times of Single Premium |
| Basic Sum Assured | ||
| Option IV | 10 times of Single Premium |
Surrender
Limited Premium: After 2 Full Years Premium Paid
Single Premium: Anytime during Policy Term
Loan
Limited Premium: After 2 Full Years Premium Paid
Single Premium: After 3 months of completion of policy or expiry of free look up period, whichever is later.
