• By Richa, a 35-year-old professional, purchased health insurance with a low premium, intentionally failing to disclose her smoking habits and pre-existing heart condition to keep costs down. However, when she required urgent heart surgery a few months later, her insurance claim for the expenses was denied after the company discovered her undisclosed medical conditions during their investigation.
• 2023-08-01

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• By Know about Health Insurance Policy, its types, benefits and factors to consider while buying the Best Health Insurance Policy
• 2023-05-22

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• By A person who has cancer and doesn't have any health insurance will find it difficult to buy a regular hospitalisation cover. An indemnity-based cancer plan may cover them.
• 2023-02-15

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• By This blog post explores 10 potential problems you could face without health insurance. Continue reading to learn how to protect yourself and your family from the risks of being uninsured.
• 2023-01-24

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• By The scale of this massive outstanding amount is much higher than the budgets of many central government ministries Unclaimed amounts include settled claims which haven’t been paid out, sums which become due when policies mature as well as excess amounts paid which are to be refunded
• 2022-05-17

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• By At 89%, the survey revealed the highest number of respondents willing to renew their health cover belong to tier-2 cities, compared to 77% from tier-1.
• 2022-05-12

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• By Personal health insurance serves as a financial umbrella for the insured person, and in this case, it's your mother.
• 2022-05-04

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• By India’s largest life insurer’s assets at $463 bn; The 65-yr-old insurance behemoth’s AUM accounts for 18% of India’s GDP
• 2022-01-04

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• By Failure to comply with the deadline may create inconvenience for the defaulters.
• 2021-12-24

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• By With the financial year coming to an end on March 31, many taxpayers would now be looking at ways to save taxes. In the old taxation regime, there is an option to enjoy tax exemption, which is not there for taxpayers in the new taxation regime.With the financial year coming to an end on March 31, many taxpayers would now be looking at ways to save taxes.
• 2021-03-25

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• By With India’s average age of less than 25 years, retirement might seem far away. However, with a rise in average standard and cost of living, medical inflation, etc. retirement is a phase that needs careful planning and precision so as to ensure that there is no compromise on the overall post-retirement lifestyle and expenses.
• 2021-03-03

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• By Indian income tax rules provide a lot of opportunities to reduce your taxable income. However, most taxpayers know and take advantage of ₹ 1.5 lakh deduction available under Section 80C.
• 2021-02-11

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• By LIC’s Jeevan Akshay-VII, Life Insurance Corporation of India: This is a very popular plan among pensioners and national pension system subscribers. LIC has set certain conditions for investment in this pension-relieving policy.
• 2020-10-12

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• By Mumbai: Life Insurance Corporation of India, India's largest life insurer, continues to give outstanding performance even in times of business distress. LIC's resilient and quick response in meeting the expectations of the market and the people of the nation has brought it exemplary results in the current financial year.
• 2020-10-10

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• By All of the banks in the country offer an interest rate for daily balances maintained in the savings account. Some banks like State Bank of India offer an interest rate of just 3 per cent, while banks like IDFC First Bank offer an interest rate of as much as 7 per cent. We all know that the interest on bank fixed deposits is taxable
• 2020-10-04

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• By We all know how much you love LIC and our articles on LIC policies. Today we are telling you about such a policy that you will have to give only 1 instalment and you will get income every month after retirement. The policy is called LIC Jeevan shanti. Let us tell you about this policy in detail.
• 2020-10-02

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• By Many corporate health plans have the room-rent capping and the co-payment clauses, both of which can cause you to shell out money from your bank account for medical care facilities. Read on to know more.
• 2020-09-21

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• By For most young couples, a big milestone in life is starting a family. If you too fall into this category, you’ll agree that with the arrival of a child, there are many wonderful things that new parents have to look forward to. From seeing the child take first steps and listening to the child’s first words to preparing them for their first day at school.
• 2020-09-15

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• By Amid the worldwide COVID-19 crisis, many non-resident Indians (NRIs) lost their jobs. Especially those engaged in the service sectors like hospitality, travel or other client-facing businesses have seen pay cuts and layoffs in India as well. News reports suggest that many of these non-resident Indians (NRIs) had decided to move to India for good.
• 2020-06-23

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• By IRDAI forthcoming decision will also include continuation of cover, Standard Fire and Special Perils Policy(commonly known as property policy)- by the general insurers to the ``unoccupied properties’’.for more than one month
• 2020-05-19

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• By Dear Policyholders, we are committed to your safety and wellbeing. The whole nation is fighting Corona Virus COVID-19. Under these challenging circumstances, team LIC assures you that we are doing our best to ensure that critical policy services remain unaffected and you get your due payments on time.
• 2020-03-30

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• By The term insurance market in general has seen the premiums going down in the past few years due to competition
• 2020-03-16

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• By Even as awareness for insurance has increased in the country over the last one year, urban India continues to feel financially insecure, according to a survey. Max Life Insurance Company (Max Life) on Wednesday unveiled the findings of the second edition of its flagship survey 'Max Life India Protection Quotient' 2.0 in association with KANTAR.
• 2020-03-06

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• By The 10-year US Treasury yield, which is taken as the notional "risk-free" benchmark rate for financial transactions across the world, dropped below 1% for the first time on Tuesday. This came after Federal Reserve slashed interest rate by 50 bps in an emergency move to limit the coronavirus impact. The benchmark 10-year Indian bond yield dropped 8 bps to 6.26%.
• 2020-03-04

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• By We all have experienced the usage and importance of PAN (Permanent Account Number) in our practical lives. PAN is an essential document in filing for income tax returns and to undertake any kind of financial transactions. Every PAN card issued and number allotted to individuals is valid for a lifetime.
• 2020-02-25

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• By According to the new change, any disease that a policyholder gets diagnosed with within the first three months of taking a health insurance policy will no longer be considered as a pre-existing disease.
• 2020-02-21

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• By क्रेंद सरकार ने बजट में एक बड़ी घोषणा की है। इसका असर हाई सैलरी वाले कर्मचारियों पर पड़ने वाला है। वित्त मंत्री निर्मला सीतारमण के प्रस्ताव के मुताबिक, तीन निवेश स्कीमें EPF, नैशनल पेंशन स्कीम (NPS) तथा रिटायरमेंट फंड अब टैक्स के दायरे में आ सकते हैं, क्योंकि इसमें निवेश की 7.5 लाख रुपये की अधिकतम सीमा तय कर दी गई है।
• 2020-02-11

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• By Life Insurance Corporation of India (LIC), India’s largest life insurer, continues to better its performance, thereby winning people’s trust by crossing Rs 1.5 lakh crore new business premium first time in its history and maintaining dominant leadership in this sector.
• 2020-02-08

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• By Today, many of you might be looking at retirement from a different perspective. Gone are the days when Indians preferred sitting back at home to relax after retirement. As a new-age retiree, you might aim to achieve to fulfil your life goals such as traveling, pursuing new sports activities, and so on.
• 2020-01-28

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• By As an NRI, a bunch of questions about life insurance policy must be bouncing in your head. Your brain will appreciate quick answers, so, here we go:
• 2020-01-16

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• By Earlier, the Irdai had asked insurers to withdraw products by November 30 and to come up with the revised products from December 1.
• 2019-12-10

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• By LIC’s market share stood at 78 per cent in number of policies for the month of October 2019, said a senior official.
• 2019-11-27

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• By Catering to the needs of millennial life requires a significant amount of disposable income. With corporate CTCs however, what you get is not always what you take home. We look at some tax-saving provisions that will help augment your take-home pay.
• 2019-11-20

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• By Car insurance is a highly useful product that will protect your vehicle against damages due to an accident and also mitigate the various costs you will incur like treating your personal injuries and compensating the third party affected. There are a large number of car insurance packages to choose from.
• 2019-11-18

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• By If you are planning to travel outside India anytime in the near future, it is advisable to get a proper travel insurance cover to protect yourself from any unfortunate incidents that could take place on your holiday or business trip.
• 2019-11-04

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• By Imagine a bank that pays negative interest. In this upside-down world, savers are penalized and borrowers get paid to borrow money. Crazy as it sounds, the 2008 financial crisis created a lingering economic slump that drove the European Central Bank to experiment by cutting benchmark lending rates below zero in 2014. Then Japan followed.
• 2019-11-02

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• By People with HIV/AIDS are at the mercy of insurance companies, who can take a decision to allow or deny their medical coverage.
• 2019-10-28

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• By There's a lot to take care of in the lead-up to having a baby. If you don't have a life insurance policy but plan to have a baby in the next year or so, it's a good time to consider getting one.
• 2019-10-27

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• By Retirement planning in India has still not picked up as people are being more emotional towards their family and try to fulfil all their wants even if it means sacrificing their retirement.
• 2019-10-24

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• By About 60% of non-government workers in the United States have access to life insurance through work. It's a valuable benefit that employers often offer at no cost to employees. Plus, coverage is guaranteed so you don't have to submit to a medical exam.
• 2019-10-19

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• By Health insurance is a necessity in the current times of expensive medical treatments. To make health insurance policies more standardized and simple for individuals, the IRDAI (Insurance Regulatory And Development Authority of India) had recently announced some changes.
• 2019-10-16

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• By Selling of life insurance policies is not possible as with other assets and herein you need to surrender the policy that entails a costs, however if you wish to liquidate your investment in it,
• 2019-10-14

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• By Proper retirement planning ensures that you do not compromise on your current lifestyle post retirement.
• 2019-08-22

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• By Money may be a conversational taboo in your family or social circles. When you hire a financial planner, however, you'll want to leave those inhibitions at the door. Just like your spouse, you should go into any meeting or conversation with a financial adviser or financial planner with complete openness and honesty.
• 2019-07-31

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• By Unlike you might imagine, filing ITR is a straightforward and user friendly process. When you set out to file your ITR, here are the documents you need to keep ready by your side.
• 2019-07-25

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• By After a hiatus of some nine long years, the IRDAI has proposed some changes for its non-linked category of products and ULIPs. Non-linked insurance products are the traditional life insurance plans including endowment and money back plans.
• 2019-07-17

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• By When it comes to life and health insurance, your premium amount will differ with your age, family history, pre-existing diseases and lifestyle choices among other reasons.
• 2019-07-09

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• By Life Insurance Corporation of India (LIC of India), India's largest life insurer, has announced its audited figures for the year ended March 2019.
• 2019-07-02

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• By As per the provisional accounts prepared, the corporations’s total premium income- new premium and renewal premium- was Rs3,37.200crore showing a growth of 6.08 per cent while the total benefits paid amounted to Rs2,50.900 crore growing by as much as 26.62 percent.The corporation had mobilised a total new premium of Rs41,086.31crore in 2018-19
• 2019-06-24

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• By To sustain a claim under the accident benefit cover, it must be established that the assured has sustained a bodily injury which resulted solely and directly from the accident. There must exist a proximate causal relationship between the accident and the bodily injury. Moreover, the accident must be caused by outward violent and visible means
• 2019-06-08

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• By Women have been raised to not ‘worry’ about finances, seeing the men of the house making most money-related decisions.
• 2019-04-27

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• By Identify your existing investments and expenses before putting more money to save taxes Have different tax planning strategies when you are single, married, nearing retirement or are retired
• 2019-04-23

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• By In order to give an opportunity to the GST defaulters, the GST Council is likely to consider a one-time amnesty scheme to facilitate an exit for ‘nil’ filers and non-filers.
• 2018-12-03

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• By Mumbai, November 28: For the 2018-19 financial year, few changes were announced in the Union Budget for taxpayers. Individuals, earning between Rs 2.5 lacs to 5 lacs will have to pay 0-5 percent tax for different age groups while 20 percent tax will be applicable for individuals having an income of Rs 5 lacs to 10 lacs.
• 2018-11-28

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• By Indians make up for one of the largest number of migrants in affluent countries. A recent report from the World Bank also showed that India was the highest receiver of foreign remittances in the world. It was $69 billion as of April 2018. This goes to show that though many Indians move to other countries in search of jobs, they have been investing in their home country.
• 2018-11-23

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• By Paytm has announced a strategic partnership with the country’s largest insurance firm – Life Insurance Corporation of India (LIC) to allow users make LIC insurance premium payments seamlessly on the platform in under a minute.
• 2018-11-21

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• By An FIR registered by police about a road accident is sufficient to award compensation to the victim or the family even if no formal claim petition is filed, the Supreme Court ruled last week, in a move that could significantly benefit survivors or the families of the victims.
• 2018-11-21

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• By Financial planning key for better retirement life
• 2018-11-18

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• By No one who comes of age and lands a job can escape the inevitable – that is an insurance sales agent who comes knocking. Looking back, I am ashamed to admit that many of my not-so-proud moments came from evading unplanned encounters with relatives and acquaintances who decided to try their hand at selling life insurance.
• 2018-10-08

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• By Life expectancy figures may spark concerns for future retirees
• 2018-10-03

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• By State-run Life Insurance Corporation of India (LIC) has once again, outnumbered private insurers in terms of the number of claims settled for individual customers.
• 2018-08-16

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• By Life Insurance Corporation (LIC) of India’s cancer cover policy is witnessing a quantum jump in sale of health insurance. The company has sold more than 1.25 Lakh cancer cover policies so far as more than 70% of cancer affected Indians do not have any financial provision to face the rising cost of treatment which can be a few months to few years
• 2018-08-08

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• By Consider relooking at your dreams and financial goals from time to time
• 2018-07-26

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• By Insurance claims will not be paid for any accident if the PUC certificate is found to be invalid on the day of the accident.
• 2018-07-22

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• By Thousands of retirees are withdrawing too much money from their pension during periods of stock market volatility, leaving them with a potential savings shortfall later in life, a report has warned.
• 2018-06-27

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• By Preparing to retire whether close or far, becomes manageable when you take these things into consideration.
• 2018-06-21

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• By If you nominated someone, then this individual known as a nominee, acted as a trustee but had no ownership over the claim amount. It did not automatically indicate that s/he would receive the death claim.
• 2018-04-27

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• By If you buy a home and you have no life insurance, there may be a financial risk. It may not be immediately evident, but it should be acknowledged and addressed.
• 2018-04-15

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• By All of those can affect a person’s ability to, first, devise a consistent plan for their retirement goals, and secondly, accumulate the necessary capital to provide ample retirement income. hieve them. Meanwhile, costly mistakes can be made that will have implications down the road.
• 2018-04-02

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• By From April 1st 2018 onwards, transporters and businesses have to be caution to carry Electronic or E-way bill for the movements of Goods. The businesses that carry goods having a worth more than 50000 should have to keep E-way bill for inter-state movements of goods.
• 2018-04-01

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• By Life is short and we have so many responsibilities to fulfill in this short life. No matter how much we try, in order to win something we have to lose something, this is the philosophy of life. But, what will you achieve if there will be no life? An insurance policy is the best way to stay alive even after death for your loved ones.
• 2018-03-28

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• By We have exceeded current fiscal target of Rs 38,000 crore by achieving 12-15 per cent growth in the premium income in the individual segment. We will have a premium income of around Rs 42-43,000 in this segment by the end of the current fiscal,
• 2018-03-23

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• By On the surface, the modern-day woman appears more powerful than ever before – strong, career-orientated and independent. Yet, when it comes to their financial situation, it appears they are increasingly exposed to difficulties.
• 2018-03-15

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• By Money has delighted us, but also confounded us for quite a while now. For most part of our life, we are either thinking, earning or spending it. But why have men been traditionally better at handling finances, is a question worth looking into!
• 2018-03-07

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• By According to the U.S. Census, millennials accounted for more than 25 percent of the population in 2015, yet this significant segment of the workforce might not be prepared for retirement.
• 2018-03-06

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• By Retirement and Child education planning are two important aspects of financial planning for every individual. It is essential to understand that both hold their own importance in your financial portfolio at different life stages.
• 2018-03-02

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• By There are many reasons that can easily tell the importance of having a private health insurance for young couples
• 2018-02-25

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• By In a major policy initiative to protect the savings of the investors, the Union Cabinet chaired by the Prime Minister Narendra Modi has given its approval to introduce the following bills in the Parliament:- (a) Banning of Unregulated Deposit Schemes Bill, 2018 in parliament & (b) Chit Funds (Amendment) Bill, 2018
• 2018-02-20

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• By Hyderabad: Public sector insurance companies have stated that they will only reimburse bills if the laboratory reports are countersigned by a registered medical practitioner.
• 2018-02-16

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• By Inflation is invariable in a growing economy like India. You can see this is in all fields. Health costs have spiralled a lot since the last decade. Coupled with the fact that people are falling sick more often, it becomes imperative to have adequate health insurance cover in place.
• 2018-02-12

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• By Saving for retirement, for most people, is their largest financial challenge in life. While many people understand the importance of building up a retirement nest egg, and contribute a portion of their monthly salaries towards this goal – they do not always know if they will end up with enough money in retirement.
• 2018-02-09

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• By "Now bitcoin crashing below 8000, headed towards 7000. Down 60% from the peak, 40% in a month and over 10% today. The Mother of All Bubbles and Biggest Bubble in Human History Comes Down Crashing," he wrote on the micro-blogging site.
• 2018-02-05

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• By Ever wondered, why there is so much fuss about term plans? After all, isn’t term plan just another life insurance? Is there any difference between a life insurance and term insurance? For many of us, the relation might sound so obvious that we may never have bothered with the difference.
• 2018-01-16

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• By The Income Tax department of India has issued notices to 400K-500K HNIs indulged in Bitcoin trading under the annexure to summon under Section 131 of the Income Tax Act. The IT department issued these notices to understand the sources of their income in order to link the same with their gains in Bitcoin trading.
• 2017-12-23

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• By Traditionally, life insurance policies were developed to financially protect the insured from death. The beneficiary of the insured would be offered a death benefit in the face of such an eventuality. However, in the latter part of the 20th century, life insurance products have evolved to take on a new purpose.
• 2017-12-20

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• By Having an active health insurance policy will help an insured member get adequate and timely healthcare treatments and services in India. Health insurance covers the hospitalisation expenses incurred by an insured member during the policy period.
• 2017-12-13

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• By Different amount of tax exemptions are allowed under different sections. So, below we have explained the exemptions allowed under these sections to give more clarity on these deductions.
• 2017-11-26

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• By By 2031, the population of people more than 65 years old is expected to grow the fastest (75%) among all age groups, yet only 23% were saving or planning to save for retirement in 2016.
• 2017-11-09

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• By We often have the perception that insurance quotes are declined for ‘no reason’. However, an insurance policy is a contract. The insurer agrees to cover you according to how much risk they think they take on in doing so, and set your premium accordingly, says Bertus Visser, chief executive of distribution at PSG Insure.
• 2017-10-08

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• By BI Reduces Interest Rate on Fixed Deposits to 6.5 Percent
• 2017-10-04

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• By Insurance providers are reluctant to cover mental illnesses because of the duration and costs of treatment as well as stigma attached to mental disorders.
• 2017-09-30

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• By Many insurance companies offer numerous health insurance plans each making better promises than the other. However, it's overbearing to understand that each policy has a different premium, covers different aspects, and are regulated by different policy provisions.
• 2017-09-20

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• By India ranks 43rd in this year’s GRI out of 43 countries and has the same score compared to last year. Its sub-indices all rank in bottom five.
• 2017-09-11

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• By September is Life Insurance Awareness Month. And “awareness” is an appropriate designation, because many people remain unaware of the many ways in which life insurance can help families meet their key financial goals.
• 2017-09-11

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• By The year 1992 was significant in Sanjay’s life. That is the year he got married to the girl of his dreams. Both of them were qualified professionals, ready to take on the world. Both of them worked hard with exceptional commitment to build the life of their dreams.They had an enviable lifestyle and could give their children the best of almost everything they wished for.
• 2017-09-08

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• By Life Insurance corporation (LIC) Visakhapatnam division wasobserving 61st insurance week celebrations and the first day of the insurance week tomorrow will be observed as LIC day to mark the formation of corporation on the day in 1956.
• 2017-09-01

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• By Signature campaign to remove GST on insurance premiums launched
• 2017-08-28

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• By Union Finance Minister Arun Jaitley on Sunday said that accounts opened under Pradhan Mantri Jan Dhan Yojana increased from 12.55 crore in January 2015 to 29.52 crore on 16 Aug 2017.
• 2017-08-27

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• By When politicians, public servants and government employees are unlikely to accept a 25% cut, why force senior citizens to lose out on the interest on their small savings?
• 2017-08-18

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• By Govt. Says Aadhaar Cannot Be Used To Track Anyone
• 2017-08-02

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• By The government will begin collecting all the virtual information of a person's pictures uploaded on social networking site Facebook.
• 2017-07-31

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• By PMVVY will provide an assured return of 8 per cent per annum payable monthly.
• 2017-07-22

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• By Health insurance is important, but how will you decide which one to buy and how much to pay for it?
• 2017-05-03

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• By Most Indians rely on their agents to fill up the proposal form
• 2017-04-25

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• By Permanent account numbers (PAN) not linked to Aadhaar cards will likely become invalid after December 31, a government source said on Thursday, as the Centre pushes to widen the use of the 12-digit biometric identity project.
• 2017-04-20

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• By The amendments to the Motor Vehicle Act provide for a host of stringent actions to reduce the number of accidents.
• 2017-04-08

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• By Returns on small savings schemes, including public provident fund (PPF), National Savings Certificate (NSC) and Kisan Vikas Patra, will be lower from April 1, the government announced on Friday.
• 2017-03-31

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• By शहीद जगदीश बिश्नोई, जिनकी शहादत पर हमें गर्व है! लॉयन न्यूज, बीकानेर। सुकमा, छत्तीसगढ़ में नक्सली हमले में जांबाज जगदीश बिश्नोई को राज्य सरकार की ओर से फिलहाल किसी भी तरह की राशि नहीं दी गई है।
• 2017-03-23

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